Amanda Dorough | She's Paying It Off

The Story of My Journey to Debt Freedom, One Tiny Step at a Time


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No Spend Challenge 2020 FEBRUARY Recap

Picture_20200308_134942945(*Now, just to make a note, I share the following just to share my experience through this no spend challenge and my debt free journey hopefully inspire others.  These are my own experiences, my own wins and challenges that I mainly share because I know it inspires me to read about what other people are doing or have done as well.)

Hello Everyone!  We made it to March!  Two months down, many more to go.  I’ve admittedly meant to sit down and write this blog for days now but I’ve been enjoying a good mix of living and relaxing that I can’t complain about.

So let’s get to it.  February was actually a pretty good month.  I stuck to my guns and had no big slip-ups outside of my “needs” and allowances!

That being said I did have a couple disappointments financially…

  • I paid more in electricity than I wanted to.  I’ve had a lot of issues with my Thyroid for years.  In December I went through my second round of radioactive iodine to essentially kill it off.  Well, needless to say it worked and I have been FREEZING for the last month which meant turning up the heat in my apartment a bit (because even wearing layers couldn’t compensate).  It only came out to $53 but that was $10 more than January which in the grand scheme is pretty freaking good, just disappointing to me.
  • I went through a couple tolls for convenience’s sake.  For the most part I avoid them, and I actually allow for some toll usage in my budget, but I try to record each time I do it.  In February I didn’t.  I know I’m being nit picky, but every little bit counts.
  • I was going to cancel Disney Plus but was trying to finish the Mandalorian first.  Well I finally finished The Mandalorian but missed canceling Disney Plus by one day (facepalm) so I’ll have it for one more month.

Now for the good things in February!

  • I cash flowed my taxes!  I know this may sound weird, but I saved more than enough in January to pay the $950 plus preparation fees etc. which feels good.
  • I successfully completed my Pantry Challenge!  From the middle of January until the end of February I was cooking solely from my cabinets with the exception of staples like milk, eggs and fruits/veggies.  I won’t lie, there were days where leftovers felt like the worst thing ever, and the firefighters I work with would make fun of me for it (all in jest) but I spent <$50 on groceries in 6 weeks.  That is a win.
  • I was on top of things with my good habits challenge!  I finished 5 books in February which blew my goal of 2 books out of the water.  I also followed my oral care plan to the T.  I had a dentist appt on the 27 for a cleaning and the hygenist commented that I had almost no build up!  Hooray!  I still have a lot of things I need to fix, but for the time being, I’m not doing further damage.
  • I found out about the Texshare card!  I was disappointed to learn that my library didn’t have a few books I wanted and it would cost me $3 per book to do an interlibrary loan.  My library does however participate in the Texshare program which allows members in good standing to go to other participating libraries to check out books, which means, I can go to the Austin libraries and get the books I wanted, for free!

Free and fun stuff…

  • February was Black History month and for a couple select days I found out Regal Theaters was offering free screenings of Harriet so I decided to take advantage of it and I’m so glad I did!  Going to the movies, or moreover paying for movies (outside of dates) isn’t allowed on my wants vs needs list so it was fantastic to get to enjoy the theater.  It also opened up a whole world of free advance screenings to me, so, after some research, it looks like I may be getting to enjoy more free movies in the future.  Don’t worry I’ll share details so you can enjoy it too when I know more!
  • I went to Mardi Gras Galveston with my friend/work partner Shannon.  This is the third year I’ve been and it’s just so much fun (and no, unlike popular belief you don’t have to do crazy things to get beads, at least not in Galveston).  I used my social budget to get some food that day, but made wise choices.  We also found free parking for everything even though it meant walking a little farther.
  • I got lots of free products to try and free food!  The Field Agent app gave me the opportunity to try a lot of toiletry products for free and then through Field Agent and other apps I got free Little Ceasers, Sonic, and Panda Express.  I’m obviously not eating out during my no-spend challenge (outside of my social allowances) so I’ll take everything I can get!

Overall I was able to put $1981.75 toward debt in February!  Heck yes!

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Finally, since I haven’t said anything about it, I went on a trip to Washington State to visit my family and friends at the end of January/Beginning of February.  This trip was planned prior to my deciding to do the spending fast and it was so worth it.  In all, not including the flight, which I bought last year, I spend $310.  This included….

  •  Ski equipment rental for two days of skiing (my dad blessed me by paying for the lift tickets and condo we stayed in)
  • Buying the groceries for the three days of the ski trip with my dad.
  • Taking my mom out to see a movie.  She covered dinner and I covered the movie.  It was a good night out with my mom.
  • Going on a hiking adventure with my oldest friend.  She drove, so I paid for lunch.
  • Lunch at Dicks drive-in on an adventure day with my sister’s family.
  • Supplies to make bath bombs with my niece.
  • The airport parking fees for my car in Austin for a week.

So there you have it!  Onward to making March the most successful month yet!